Summary of Non-Profit Club General Liability Coverage
Company: Northland Insurance Company, A+, Admitted (most states)
Policy Period: 12 months Deductible: -0-
No Membership Affiliation Required to Qualify
Standard Policy Features:
- ISO Occurrence Forms
- Bodily Injury and Property Damage Liability Coverage
- Personal/advertising injury liability
- Products/completed operations
- Premise/operations liability
- Fire Legal Liability - $100,000
- Voluntary medical payments
- Host Liquor Liability
- Executive officer and director members, as well as club members, are protected
- Employees are insured for their duties as such (not workers comp.)
- Property damage liability includes loss of use for damaged property of others
- Voluntary property damage up to $250 (care, custody, control - $25 deductible)
- Emergency medical transportation up to $500
- Incidental medical malpractice liability
- Non-owned watercraft liability (up to 26 feet)
- Mobile equipment liability
- NRA and State associations, sponsors and landowners may be added as an additional insured
- Defense is outside policy limits
- Coverage territory includes the US, its territories & possessions, Canada and Puerto Rico
Carpenter Insurance Service
P.O. Box 874952
Kansas City, MO 64187-4952
1-800-472-7771 Fax: 913-652-7599
Disclaimer: This summary is provided for information purposes only and is not intended to supersede or amend any of the terms, conditions, or provisions contained in the actual insurance policy. All insurance policies contain standard exclusions which are incorporated into each policy issued