In most instances, no appraisal is needed. The insured establishes the amount of insurance they wish to carry on each firearm. Individual items with a value in excess of $2,500 may require a recent appraisal or a bill of sale. Underwriters may require additional information for any item on your application.

Yes. As long as the firearms they wish to insure are privately owned and not for commercial resale, their guns may be covered by sporting or collector insurance. Call 1-800-472-7771 for a special application.

Yes. Under the sporting insurance policy, the guns are covered anywhere in the world. Under the collector’s policy, they are insured at home, while on exhibit, or en route to exhibits anywhere in the United States and Canada.

Yes, provided the amount of coverage the insured designates on the insurance application for the affected items is sufficient to cover replacement cost.

No, items of shooting related interest and military memorabilia may be included on the firearm schedule (i.e. swords/edged weapons, metals, antique ammo, ammo boxes, sighting scopes, shooting jackets, gun cases, etc.).

If the loss involves possible theft, the insured must notify the police. Then notify Carpenter Insurance Service, Inc. we will promptly service their claim.

Depending on the value of the collection, a security system (burglar alarm) may be required.