Yes, the club as an organization, all officer and director members, and all individual members in good standing are protected according to policy terms against legal liability claims arising from the club’s activities.

Yes, the policy is designed to cover legal liability (law suits and judgments involving bodily injury as well as property damage).

Yes, any individual property owner can be named as an “additional insured” for an additional premium.

Yes, if responsibility for the damage is proven to rest with the insured club. The basic policy covers legal liability (law suits and judgments involving bodily injury as well as property damage).

Voluntary Medical Insurance covers reasonable medical expenses which may be incurred as a result of injury during a club activity, whether or not the club is legally liable.

No. Many types of accidents are covered. Only a small percentage of claims involve firearms or archery accidents.

General Liability insurance (GL) is intended to protect the club director and officer members from bodily injury and property damage claims. However, the directors and officers are subject to duties of loyalty, obedience, and diligence in serving their club. D&O liability insurance is designed to protect club officials from law suits and negligence that may arise from failure to properly perform assigned duties.

After seeking medical assistance (if necessary) promptly call Carpenter Insurance Service, Inc. at 1-800-472-7771 (regardless of who is at fault). We will assist them in reporting their claim.